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OBTAIN A PROSPECTUS: To obtain a prospectus, download one from www.zurichamericanlifeinsurance.com, talk with your financial representative or call Shareholder Services at (800) 449-0523. You should carefully consider the investment objectives, risks, charges and expenses of the investment product and its underlying investment options before investing. The prospectus contains this and other important information about the investment company. Please read the prospectus carefully before you invest. Investments in money market portfolios are neither insured nor guaranteed by the Federal Deposit Insurance Corporation or any other governmental agency. Although the fund seeks to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in the fund. Performance is historical and does not guarantee future results. Investment return and principal value fluctuate with changing market conditions so that, when redeemed, shares may be worth more or less than their original cost. Current performance may be lower or higher than the performance data quoted.
* Change in daily unit price from previous day Values are as of the previous business day. Dates are determined based on Central Standard Time. All returns presented are based upon past performance and do not guarantee future results of any Scudder DestinationsSM subaccount. Accumulation unit values fluctuate so that, when redeemed, they may be worth more or less than their original cost. Scudder DestinationsSM, a variable, fixed and market value-adjusted deferred annuity contract (policy form series L- 8166 and L-1550) is issued by Zurich American Life Insurance Company, administrative office: 2000 Wade Hampton Blvd.,Greenville, SC 29615-1064. Securities are distributed by Investors Brokerage Services, Inc., administrative office: 2500 Westfield Drive, Elgin, IL 60123. May not be available in all states. The contract contains limitations and policy forms may vary by state. 22870B (2/06) Risk Considerations Investments in mutual funds and variable annuities involve risk. Some investment products have more risk than others, such as those investing in gold related securities, which are subject to market price movements, regulatory changes and economic conditions as well as adverse political and financial factors. REIT investments can be affected by interest rate moves, economic cycles and tax and regulatory requirements. Furthermore, there are additional risks associated with investing in non-US companies, high-yield bonds, emerging markets, aggressive growth stocks, non-diversified/concentrated funds and small-, mid- and micro-cap stocks which are more fully explained in the prospectuses. Bond investments are subject to interest-rate risk such that when interest rates rise, the prices of the bonds, and thus the value of the bond fund, can decline and the investor can lose principal value. Please read the prospectus for more information. Read the Prospectus To obtain a prospectus, download one from www.zurichamericanlifeinsurance.com, or talk to your financial representative. You should carefully consider the product’s objectives, risks, charges and expenses before investing. The prospectus contains this and other important information about the investment product. Please read the prospectus carefully before you invest. NOT FDIC/NCUA INSURED | MAY LOSE VALUE | NO BANK GUARANTEE
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